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Retirement Age in Germany

The age you can get a pension in Germany, how early you can retire, the changes already planned and whether you have to stop working.

Retirement age 66 + 4 m Early retirement 63 Planned changes None set Mandatory retirement Contract

When can I retire in Germany?

Enter your date of birth to see when you reach the standard pension age (Regelaltersgrenze).

Retirement age in Germany

66 + 4 m

The standard pension age (Regelaltersgrenze) is rising from 65 to 67. It is 66 and 4 months for people born in 1960 and reaches 67 for everyone born in 1964 or later.

Early retirement in Germany

63

With 35 years of insurance you can retire at 63 with a reduction of 0.3% for each month early. With 45 years you can retire without a reduction two years before your standard age, from 65 for those born in 1964 or later.

Planned changes in Germany

None set

The rise to 67 finishes with people born in 1964, who retire in 2031. Raising the age further has been proposed but is not in law.

Mandatory retirement in Germany

Contract

Many employment contracts and collective agreements end automatically at the standard pension age, which is lawful. You can agree with your employer to keep working, and from 2026 earnings after that age are partly tax-free.

Checked 23 October 2026 against pension authorities, national laws and recent reporting on reforms. Your own age can depend on your contribution record and scheme, so confirm it with the pension authority before you plan. This is a summary, not financial or legal advice. Sources: Deutsche Rentenversicherung: Regelaltersrente.

Age calculator

Your exact age today in years, months and days.

Legal ages in Germany

Voting, driving, drinking and marriage ages.

Savings goal calculator

How much to save each month to reach a target.

Retirement in Germany: questions and answers

What is the retirement age in Germany?

The standard pension age (Regelaltersgrenze) is rising from 65 to 67. It is 66 and 4 months for people born in 1960 and reaches 67 for everyone born in 1964 or later.

How early can you retire in Germany?

With 35 years of insurance you can retire at 63 with a reduction of 0.3% for each month early. With 45 years you can retire without a reduction two years before your standard age, from 65 for those born in 1964 or later.

Is the retirement age going up in Germany?

The rise to 67 finishes with people born in 1964, who retire in 2031. Raising the age further has been proposed but is not in law.

Do you have to retire at a certain age in Germany?

Many employment contracts and collective agreements end automatically at the standard pension age, which is lawful. You can agree with your employer to keep working, and from 2026 earnings after that age are partly tax-free.

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