Retirement Age in the US
The age you can get a pension in the US, how early you can retire, the changes already planned and whether you have to stop working.
When can I retire in the US?
Enter your date of birth to see when you reach the Social Security full retirement age.
Retirement age in the US
67The full retirement age for Social Security is 67 for anyone born in 1960 or later. People born in 1955 to 1959 reach it between 66 and 2 months and 66 and 10 months. Medicare starts at 65 whatever your full retirement age.
Early retirement in the US
62You can claim Social Security from 62, but the monthly amount is cut for life, by 30% if your full retirement age is 67. Waiting past full retirement age adds 8% a year until 70.
Planned changes in the US
None setNo further rise is in law. The last step, to 67, applies to people born in 1960, who reach it in 2027. Raising the age is regularly proposed as a way to fix the trust fund shortfall.
Mandatory retirement in the US
NoMost employers cannot make you retire because of your age under the Age Discrimination in Employment Act. Exceptions include airline pilots (65), some public safety jobs and senior executives with a large pension.
Checked 23 October 2026 against pension authorities, national laws and recent reporting on reforms. Your own age can depend on your contribution record and scheme, so confirm it with the pension authority before you plan. This is a summary, not financial or legal advice. Sources: SSA: Retirement age and benefit reduction.
Age calculator
Your exact age today in years, months and days.
Legal ages in the US
Voting, driving, drinking and marriage ages.
Savings goal calculator
How much to save each month to reach a target.
Retirement in the US: questions and answers
What is the retirement age in the US?
The full retirement age for Social Security is 67 for anyone born in 1960 or later. People born in 1955 to 1959 reach it between 66 and 2 months and 66 and 10 months. Medicare starts at 65 whatever your full retirement age.
How early can you retire in the US?
You can claim Social Security from 62, but the monthly amount is cut for life, by 30% if your full retirement age is 67. Waiting past full retirement age adds 8% a year until 70.
Is the retirement age going up in the US?
No further rise is in law. The last step, to 67, applies to people born in 1960, who reach it in 2027. Raising the age is regularly proposed as a way to fix the trust fund shortfall.
Do you have to retire at a certain age in the US?
Most employers cannot make you retire because of your age under the Age Discrimination in Employment Act. Exceptions include airline pilots (65), some public safety jobs and senior executives with a large pension.
South Africa
Nigeria
Kenya
Canada
Brazil
Mexico
Bangladesh
India
Pakistan
Japan
South Korea
United Kingdom
Ireland
Germany
France
Spain
Italy
Netherlands
Belgium
Portugal
Austria
Sweden
Norway
Denmark
Finland
Poland
Turkey
Saudi Arabia
United Arab Emirates
Qatar
Australia
New Zealand