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How Much Does a Credit Analyst Make?

A credit analyst in the US earns a median salary of $83,510 a year, or $40.15 an hour (BLS, May 2025). The average is $100,850, and the middle half earn between $65,210 and $122,460.

Median a year $83,510
Median an hour $40.15
Median a month $6,959
Average a year $100,850

Credit analyst pay range

What credit analysts earn at each point of the pay scale. The 10th percentile is a rough guide to starting pay.

Percentile A year An hour
10th (lowest 10%) $56,250 $27.04
25th $65,210 $31.35
Median (50th) $83,510 $40.15
75th $122,460 $58.88
90th (top 10%) $169,230 $81.36

The median is 64% more than the $50,980 median for all US jobs. About 64,390 people work as credit analysts in the US.

After tax and by period

A week
$1,606
Every two weeks
$3,212
Twice a month
$3,480
A month
$6,959

At the median salary, before tax.

Credit analyst salary by state

Sorted by average pay. New York pays credit analysts the most, at $150,390 a year on average.

State Average Median Jobs After tax
New York $150,390 $133,270 7,960 After tax
District of Columbia $144,010 $132,590 50 After tax
Virginia $117,160 $102,430 2,460 After tax
California $113,670 $97,860 5,260 After tax
New Jersey $112,680 $100,940 1,220 After tax
Massachusetts $105,580 $97,080 1,400 After tax
Delaware $105,140 $94,680 720 After tax
Hawaii $104,150 $98,900 130 After tax
Illinois $103,060 $84,990 3,130 After tax
North Carolina $102,440 $94,570 3,270 After tax
Connecticut $102,400 $98,230 560 After tax
Colorado $99,050 $81,270 870 After tax
Washington $98,490 $91,160 1,280 After tax
New Hampshire $96,530 $77,980 230 After tax
Vermont $95,670 $71,220 90 After tax
Rhode Island $93,620 $85,920 160 After tax
Alabama $93,100 $79,970 370 After tax
Pennsylvania $92,440 $80,280 1,930 After tax
Minnesota $91,890 $82,630 1,110 After tax
Oregon $90,300 $80,380 650 After tax
Florida $89,690 $78,360 4,040 After tax
Georgia $89,610 $77,990 1,790 After tax
Mississippi $89,430 $74,880 280 After tax
Oklahoma $89,380 $75,330 550 After tax
Ohio $88,680 $79,720 2,790 After tax
Texas $88,300 $78,730 6,130 After tax
Kentucky $87,210 $79,290 370 After tax
Maine $87,100 $81,750 280 After tax
Idaho $86,510 $79,650 330 After tax
Utah $86,400 $74,430 750 After tax
South Carolina $85,540 $77,530 690 After tax
Montana $84,600 $74,650 190 After tax
Maryland $84,580 $75,390 700 After tax
Kansas $84,300 $73,120 520 After tax
Arizona $84,110 $77,020 2,260 After tax
Nebraska $83,660 $79,730 510 After tax
Nevada $83,530 $73,090 390 After tax
South Dakota $82,670 $73,040 430 After tax
Arkansas $82,470 $71,370 300 After tax
Tennessee $81,490 $72,550 1,480 After tax
Iowa $81,470 $76,760 480 After tax
Louisiana $81,210 $73,210 290 After tax
New Mexico $80,310 $72,160 90 After tax
North Dakota $80,080 $74,810 300 After tax
Wisconsin $79,960 $68,690 1,770 After tax
Alaska $78,120 $81,340 40 After tax
Michigan $77,940 $74,640 1,510 After tax
Missouri $75,710 $65,350 1,160 After tax
Indiana $70,890 $62,660 860 After tax
West Virginia $66,600 $57,320 220 After tax
Wyoming $66,150 $62,210 40 After tax
Puerto Rico $63,040 $51,920 820

A dash means BLS did not publish that figure for the state.

Other business and financial jobs

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 (published 2026), for “Credit Analysts” (SOC 13-2041). Wages are before tax and leave out self-employed workers. All job salaries

About the Job Salaries

Job Salaries shows what more than 500 US jobs pay, from nurses and electricians to software developers and truck drivers. Each job has its median and average salary, hourly and monthly pay, the pay range from the lowest-paid 10% to the top 10%, and a table of pay in every state. The figures come from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the largest survey of US pay, in its latest release.

How to use it

  1. 1 Search for a job or pick one from the list.
  2. 2 Read the median salary, hourly pay and the pay range.
  3. 3 Check the salary by state to see where the job pays most.
  4. 4 Open the take-home pay calculator to see the salary after tax.

Frequently asked questions

How much does a credit analyst make an hour?

The median hourly wage for a credit analyst is $40.15, and the average is $48.49. The lowest-paid 10% earn under $27.04 an hour and the top 10% over $81.36.

How much does a credit analyst make a month?

At the median salary of $83,510, a credit analyst earns about $6,959 a month before tax, or $3,212 every two weeks.

Which state pays credit analysts the most?

New York has the highest average pay for a credit analyst, at $150,390 a year. Next are District of Columbia and Virginia. Pay is usually higher where living costs are higher, so compare take-home pay too.

What is the starting salary for a credit analyst?

The lowest-paid 10% of credit analysts earn less than $56,250 a year, and the lowest 25% less than $65,210. That is a fair guide to starting pay, which depends on the state, the employer and your experience.

How much do the highest-paid credit analysts make?

The top 10% earn more than $169,230 a year, and the top 25% more than $122,460.